Budgets

How they relate to the plan

The monthly plan sets one overall spending boundary. A category budget divides part of that up — a limit for eating out, or transport — so you can see where a month is drifting rather than only that it is.

Going over

Lumio shows the overrun rather than blocking anything. It is a record of your money, not a gate on it.

Read next

• Setting up a month — Expected income, a spending boundary, and a savings target — the three numbers everything else rests on.
• Reports — Looking at more than one month at a time.

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